Wednesday, July 25, 2012

THIS IS AN ACTUAL CRAIGSLIST AD

Yes, for those of you who needed more convincing that the debt buying/collection industry is diligently reviewing their files, making sure they are on the top of their game, that their legal filings are legally accurate, and are serious about handling collections cases in the most professional manner....I present to you, an actual CraigsList Ad:


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We are a collection agency/debt buyer. What we are looking for is a part time attorney to work for us as our corporate counsel, on our payroll, about 5 to 6 hours a week. This is a short term employment arrangement, no longer than 90 to 120 days.

Your job will be to sign pleadings, praecipe for entry of appearances, praecipe for writ of execution, and garnishment orders. Our paralegal will prepare all paperwork for your signature. This is very standard stuff for us.

If you are an attorney looking for challenging legal work, this is not for you. WE DO NOT NEED F LEE BAILEY- we are fee shopping. If you passed your boards with a D+, and you can sign your name, you possess all the credentials required for this job. If this opportunity interests you, please feel free to reply to this email with a brief description of who you are, when you got your law license, and what you will be needing from us in the way of compensation.
  • Location: Pittsburgh west
  • Compensation: to be decided
  • This is a part-time job.
  • Principals only. Recruiters, please don't contact this job poster.
  • Please, no phone calls about this job!
  • Please do not contact job poster about other services, products or commercial interests.

Wednesday, July 18, 2012

STRAIGHT SCOOP ON COLLECTORS CONTACTING YOU AT WORK

Can a debt collector call you at work? Usually, no. Here's the straight scoop on what they can and can't do, as far as calling you at work.

-A collector can NOT call YOU at work...if the debt collector knows its inconvenient.
What this means: You need to tell them its inconvenient. You don't need a long explanation. They can't argue with you. A simple "I cant take calls at work" will do. If they hassle you over it, it's a violation. But they need to know that you cant take calls at work. So tell them.

-Even if they can call YOU at work, A collector can only speak to YOU--NOT speak to your employer (or others at your employment, like receptionists, other employees, etc).
What this means: That if the collector speaks to anyone other than you at work, it's a violation. You don't need to tell them that it's inconvenient. That can also include leaving messages on communal voicemails, or emails to accounts that others may have access to. A collector does not need prior notice from you not to do this for it to be a violation.

Except for one exception - A collector can speak to your employer to get "location information,. This means to get your address and phone number, or employer, if the collector doesn't have such information. However, in doing so, the collector must:

1) State that he is confirming or correcting location information, and only identify who he is calling from if requested
2) Not state that any debt is owed, and
3) Only communicate once unless further contact is needed to get the information.

Of course, you can avoid this issue by just making sure the collection agency has your current address and phone number. If, for example, you've gotten letters from the agency, there should be no reason for them to call your workplace. This is why I suggest that you always provide collection agencies your current address and phone number. That way, they are absolutely prohibited from speaking with anyone at your employment for any reason.

Questions? Get in touch with us! (954) 987-0515 jason@jasonweaverpa.com, http://www.unfaircollections.com/.